
The Ultimate All-in-One Commerce Solution
XPay will Transform how you do business with the world's most versatile payment and inventory system.
Join the Waitlist and be first in line for the future of commerce.
Our data analytics service helps businesses make informed decisions by providing insights into their performance, customer behavior, and market trends.
We use the latest tools and techniques to analyze your data and provide meaningful recommendations.
Scan products with the built-in camera or optional handheld scanner.
Update stock levels automatically with each transaction.
Set low-stock alerts and automatic reorder points.
Manage multiple locations from a single dashboard.
Track product variants, serial numbers, and batch information methods to provide actionable insights.
Whether you are launching a new product or entering a new market, we can help you make informed decisions.
Monitor sales performance across product categories.
Identify peak selling periods and optimize staffing.
Track customer purchasing patterns.
Generate customizable reports for financial planning. Export data to major accounting platforms.
Create role-based access for staff members. Track employee sales performance.
Manage commission structures.
Set transaction approval thresholds. Maintain audit trails for all system actions.
Boutique Retail: A clothing store owner can track specific sizes and colours, identifying which styles sell fastest.
Food Truck Operations: Track ingredient usage and wastage while managing perishable inventory.
Farmer's Market Vendors: Manage weight-based products and dynamically adjust pricing based on daily supply.
Field Service Technicians: Track parts usage on service calls and manage van inventory.
Pop-Up Shops: Quickly set up temporary retail operations with full inventory visibility.
Universal Payment Acceptance.
The Smart Mobile Terminal eliminates the need to turn away customers based on their payment preference.
Integration with major domestic instant payment systems.
Support for regional fast payment networks across multiple currencies.
Compatibility with various international payment infrastructures.
Streamlined conversion between different payment protocols and standards.
Adaptable framework for emerging payment networks worldwide.
QR code generation and scanning for popular payment apps.
Mobile wallet acceptance (Apple Pay, Google Pay, Samsung Pay). Contactless card transactions. Chip and PIN processing.
Reduced transaction fees compared to traditional card processing.
Instant settlement to improve cash flow. Turnkey solution requiring minimal setup and technical expertise.
Weekend Markets: Process any customer's preferred payment method, from contactless cards to QR payments.
Service Businesses: Accept immediate payment upon job completion with no invoicing delay.
Cross-Border Commerce: Process international payments without excessive fees
Subscription Businesses: Set up recurring payment schedules with flexible payment methods.
B2B Transactions: Replace check payments with instant, verified transfers.
Native XRP Ledger Connectivity.
The Smart Mobile Terminal connects directly to the XRP Ledger, bringing blockchain capabilities to everyday commerce.
Accept and send XRP with 3-5 second settlement times
Process payments with minimal fees (< $0.01 per transaction)
Support for other major cryptocurrencies through built-in conversion
Generate payment addresses and QR codes for easy customer payments
Automatic fiat conversion options for merchants preferring traditional currency
Create programmable payment conditions.
Implement automated escrow releases
Establish recurring payment schedules
Set up conditional discounts and loyalty programs.
Deploy simple vendor agreements directly from the terminal
We use the latest tools and techniques to analyze your data and provide meaningful recommendations.
Issue and manage loyalty points as blockchain tokens.
Create and sell digital merchandise or collectibles.
Implement membership access through token verification.
Track product authenticity and provenance.
Enable customer ownership verification.
Luxury Retailers: Authenticate products and transfer ownership certificates to customers.
Event Venues: Issue tokenized tickets with programmable resale royalties.
Premium Services: Implement deposit and final payment smart contracts.
Import/Export Businesses: Use smart contracts for international trade agreements.
Loyalty Programs: Issue blockchain-based rewards that customers can trade or redeem
Future-Proofed for Digital Currency Evolution.
The Smart Mobile Terminal is designed to seamlessly integrate Central Bank Digital Currencies as they launch worldwide.
Store and manage multiple CBDC currencies.
Implement automatic currency conversion.
Track exchange rates and transaction history.
Set currency preferences by transaction type.
Deploy programmable spending rules.
Complete transactions without internet connectivity.
Secure peer-to-peer transfers in offline environments.
Automatic synchronization when connectivity resumes.
Prevent double-spending with advanced cryptographic protocols.
Maintain transaction integrity in challenging environments.
Eliminate intermediary processing fees.
Achieve instant settlement finality
Reduce cross-border transaction complexity.
Minimize fraud through direct central bank verification.
Simplify reporting and compliance requirements.
Tourism Businesses: Accept digital currencies from international visitors without exchange fees.
Government Service Providers: Streamline payment collection for public services.
Regulated Industries: Implement simplified compliance reporting with CBDC transaction records.
International Businesses: Eliminate currency conversion complications.
Financial Inclusion Initiatives: Bring banking services to underserved populations.
Always-On Payment Processing The Smart Mobile Terminal breaks the connectivity barrier with revolutionary satellite integration.
Satellite Connectivity Applications:
Disaster Response: Process relief payments and donations during infrastructure outages.
Expedition Support: Enable commerce for tourism in remote wilderness areas.
Agricultural Commerce: Process payments at farm gates and rural cooperatives.
Mobile Medical Services: Handle payments for remote healthcare delivery.
Festival and Event Management: Process high volumes of transactions regardless of venue location.
Primary operation through cellular and WiFi network.
Automatic fallback to satellite connectivity when terrestrial networks fail.
Optimized data compression for minimal satellite bandwidth usage.
Intelligent routing to select the most cost-effective connection.
Seamless switching between connectivity methods.
Process transactions in remote wilderness locations.
Maintain business continuity during natural disasters.
Operate in developing regions with limited infrastructure.
Support maritime and aviation commerce.
Enable event operations in temporary locations.
Low-latency transaction processing (< 1 second in most cases).
99.9% uptime guarantee regardless of location.
End-to-end encryption on all connections.
Data redundancy across multiple networks.
Battery optimization for extended field operation.
Transform your business operations with enterprise-grade point-of-sale and inventory management in the palm of your hand. Our compact yet powerful terminal eliminates the need for bulky registers, multiple devices, and complex setups, allowing you to process sales, track inventory in real-time, and access actionable analytics anywhere your business takes you.
Accept any payment method your customers prefer, anywhere in the world, with instant settlement and reduced fees. The Smart Mobile Terminal bridges the gap between traditional and emerging payment systems, supporting everything from contactless cards to QR codes, cryptocurrency, and real-time payments—all with lower transaction costs and immediate access to your funds.
Harness the power of blockchain technology for faster, cheaper, and more secure transactions without technical complexity. Built with native XRP Ledger connectivity, the Smart Mobile Terminal makes crypto and smart contract capabilities accessible to businesses of all sizes, enabling tokenized loyalty programs, programmable payments, and digital asset management with intuitive controls.
Future-proof your business with built-in support for Central Bank Digital Currencies before they become mainstream. As governments worldwide develop their own digital currencies, the Smart Mobile Terminal is already equipped to handle these new payment forms, offering multi-currency wallet support, offline transaction capabilities, and automatic compliance features that keep you ahead of the curve.
Never miss a sale with revolutionary satellite connectivity that works even when traditional networks fail. The Smart Mobile Terminal's integration with global satellite networks ensures continuous payment processing capabilities in remote locations, during natural disasters, or at temporary event venues, maintaining your business operations in scenarios where competitors cannot function.
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